sweetfrenchtoast

A while ago I posted about Bank of America’s Keep the Change program, which transfers extra change from rounding up your checkcard transactions to a linked savings account. (It generated quite a discussion in the comments, too.) To introduce the program, they offered to match your earnings dollar for dollar for the first 90 days. I got my Keep the Change match recently and am pretty happy with it, considering it’s basically free money.

I have been transferring my money out of the BofA savings account to a high-yield money market account at GMAC Bank, where I’m currently earning 5.50% APY. I think BofA will continue to match 5% of my Keep the Change earnings annually. I can live with that.

I was also pleased to see that the 401(k) I left at my old employer has had a good year.

My other 401(k) is at 13.9% for the year. Hopefully the market will continue to do well, although I’m crossing my fingers that mortgage interest rates will continue to stay low for a while (at least until I buy my new place in the spring). I doubt that will happen, but you never know.

On a totally unrelated note, I forgot to mention that I went to the Imogen Heap show last weekend. It was fantastic. She’s adorable and it was simply a very pure show about making good music. At times you could hear a pin drop, the audience was so quiet and enthralled. I really enjoyed it and ran into some folks from the company next door to mine. I totally didn’t recognize them because it was so out of context (and I usually pride myself on having a great memory for faces). Maybe I really am starting to get old.

Thanks to JH and JS for making that evening possible for me.

Okay…I’m going to go run now. I’ve got several days of snowboarding coming up, and I need to be in shape! Not to mention fitting into all my great new jeans after the Thanksgiving pig-out….